Serving all of New Jersey
Mortgage Protection Insurance in New Jersey
Mortgage protection insurance is life insurance sized to your mortgage so your family can keep the house if you pass away, become disabled or suffer a critical illness. Unlike bank-offered mortgage life insurance, you own the policy and your family receives the money.
What's included
- Coverage matched to your mortgage balance and term
- Living benefits for critical, chronic or terminal illness
- Return-of-premium options
- No-exam approval for many applicants
- Your family — not the bank — is the beneficiary
Who it's for
- New homeowners
- Families refinancing
- Anyone with a mortgage
Mortgage Protection Insurance FAQs
Is mortgage protection insurance worth it?
For most families with a mortgage, yes. A term policy sized to your loan is usually far cheaper and more flexible than lender-offered mortgage insurance.
Related services
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A conversation. Not a commitment.
Tell us what matters to you. We’ll help you explore your options with care.