Hi, I'm Nick Cuccaro.

I'm an independent life insurance agent and retirement planner serving clients throughout New Jersey, with roots in Franklin, Sussex County. For more than five years I've helped families, retirees and business owners protect the people they love and plan for the future.

Because I'm independent, I'm not limited to one company's products. I compare multiple carriers to find coverage that fits your health, goals and budget — then I stay with you as life changes.

My specialties include term and whole life insurance, cash value life insurance and IULs, annuities, retirement income planning, business owner planning, health insurance and disability insurance.

As a husband and father, I know how personal these decisions are. My goal is simple: to be the most trusted life insurance producer in New Jersey by giving every family honest advice and real options.

I've built a team of specialists around me — with over 60 years of combined experience — so every client gets an expert: Shane Nowosacki for retirement planning and annuities, and David Calleo for business and health insurance.

We're licensed in multiple states and work with clients all across New Jersey by phone, video or in person.