Serving all of New Jersey
Buy-Sell Agreement Funding in New Jersey
A buy-sell agreement spells out what happens to a business owner's share if they die, become disabled or leave. Life and disability insurance provide the cash to buy out the departing owner's interest so the business continues and families are paid fairly.
What's included
- Cross-purchase and entity-redemption structures
- Life and disability buy-out funding
- Coordination with your attorney and CPA
- Business valuation review
- Ongoing policy reviews as value grows
Who it's for
- Partnerships and multi-owner LLCs
- Family businesses
- Professional practices
Buy-Sell Agreement Funding FAQs
Who owns the policy in a buy-sell agreement?
In a cross-purchase plan each owner owns a policy on the others; in an entity-redemption plan the business owns the policies. We'll help you choose with your advisors.
Related services
Term Life InsuranceWhole Life InsuranceCash Value Life Insurance (IUL)Retirement PlanningAnnuitiesBusiness Owner InsuranceHealth InsuranceDisability InsuranceFinal Expense & Burial InsuranceMortgage Protection InsuranceNo Medical Exam Life InsuranceLife Insurance for First RespondersLife Insurance for SeniorsIndexed Universal Life (IUL)Key Person InsuranceGroup Benefits & Group Health401(k) & IRA Rollovers
Here for you, and what comes next
A conversation. Not a commitment.
Tell us what matters to you. We’ll help you explore your options with care.