Getting Life Insurance With Diabetes, High Blood Pressure or Past Cancer
Yes, you can get life insurance with pre-existing conditions. Here's how independent agents find approval.
Health conditions don't mean no
People with well-managed diabetes, high blood pressure, high cholesterol, sleep apnea, anxiety or a cancer history get approved every day.
Carrier shopping is the secret
Each insurer has its own underwriting guidelines. Knowing which carrier is most favorable for your condition can mean a dramatically better rate.
No-exam and guaranteed options
If traditional underwriting isn't a fit, simplified-issue and guaranteed-issue policies still provide valuable coverage.